As the authorized Insurance
Agent presenting ARA, and the American Rental Associate Members, we have highly trained professionals dedicated
to servicing the Insurance needs of the Equipment Rental Industry and Event Organizers. Here are some highlights of
coverage features that makes our program unique. Plus as a Member of American Rental Association, the benefits to members
goes well beyond just comprehensive insurance program at a competitive price. Please feel free to visit the ARA website at;
www.ararental.org
COVERAGE HIGHLIGHTS
EQUIPMENT & INVENTORY
·
FULL REPLACEMENT COST
for
all your Business Personal Property such as:
o Rental Inventory
o Sales Inventory
o Rental and Equipment Trailers
o Parts and Equipment
o Employee Tools
o Equipment of others in your care
We cover while on your premises, off your premises or wherever the property goes in the U.S.
Flood
and Earthquake coverage
included on Rental/Sales Equipment with certain limitations
Conversion Coverage Included at Your Option
PROPERTY
No Coinsurance
Penalty
·
Your newly acquired or constructed
property (building and contents) is automatically covered for 90 days, up to $1 Million for buildings and $500,000 for personal
property and $100,000 for business interruption.
·
Business property automatically
covered when off premises.
·
Glass, Outdoor Fences, Signs and
Antennas
·
Sewer Backup
|
ACCOUNTS RECEIVABLE |
$25,000 |
|
|
|
BRANDS AND LABELS |
$10,000
|
|
|
|
COMPUTER |
|
|
Hardware/Data |
$50,000/Loc
|
|
Extra Expense |
$5,000
|
|
|
|
CONSEQUENTIAL DAMAGE |
$10,000
|
|
|
|
DEBRIS REMOVAL |
$25,000
or
25% direct loss |
|
|
|
EXHIBITION COVERAGE |
$10,000
|
|
|
|
FINE ARTS |
$10,000
per loc |
|
|
|
FIRE DEPT SERVICE |
$25,000
|
|
|
|
INVENTORY OR APPRAISALS |
$10,000 |
|
|
|
OFF-PREM UTILITY FAILURE |
$10,000 |
|
|
|
ORDINANCE OR LAW |
|
|
Undamaged part of building |
Included
|
|
Demo & incrsed constr. cost |
$50,000
|
|
|
|
OUTDOOR PROPERTY |
|
|
Per Tree, Shrub or Plant |
$2,500 |
|
Total |
$10,000 |
|
|
|
PERSONAL
EFFECTS
& property of others |
$10,000
|
|
|
|
POLLUTANT
clean and removal |
$25,000 |
|
|
|
PRESERVATION
OF PROPERTY |
Policy
limits
for 30 days |
|
|
|
PROPERTY
IN TRANSIT |
$5,000 |
|
|
|
SALES REPRES
SAMPLES |
$10,000 |
|
|
|
SPOILAGE
Due to power outage,
mech breakdown
or contam. |
$10,000 |
|
|
|
UNNAMED
LOCATIONS |
|
|
|
|
VALUABLE
PAPERS AND RECORDS
Cost of research |
$25,000
|
|
|
$25,000
|
|
HIGHER LIMITS AVAILABLE |
|
|
|
LIABILITY
$1,000,000
Primary Occurrence Limit
Medical
Expenses $5,000
Fire Legal
Liability $100,000
UMBRELLA
Limits available
up to $10,000,000
AUTOMOBILE
Service
and Rental Trucks
ARA Insurance
Services has been providing Specialized insurance products and services to the equipment rental industry and event organizers
for 25 years. We are focused on the success of you, the rental dealer. Our interests are aligned with your interests as we
are the only insurance program owned and endorsed by the American Rental Association.
We invite
you to join the growing number of rental dealers who are choosing ARA Insurance Services to provide peace of mind.
