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Speciality Programs:  (Equipment Rental/ Event Planners)

As the authorized Insurance Agent presenting ARA, and the American Rental Associate Members, we have highly trained professionals dedicated to servicing the Insurance needs of the Equipment Rental Industry and Event Organizers. Here are some  highlights of coverage features that makes our program unique.  Plus as a Member of American Rental Association, the benefits to members goes well beyond just comprehensive insurance program at a competitive price. Please feel free to visit the ARA website at; www.ararental.org    

COVERAGE HIGHLIGHTS

EQUIPMENT & INVENTORY

·         FULL REPLACEMENT COST

for all your Business Personal Property such as:

o        Rental Inventory

o        Sales Inventory

o        Rental and Equipment Trailers

o        Parts and Equipment

o        Employee Tools

o        Equipment of others in your care
 

We cover while on your premises, off your premises or wherever the property goes in the U.S.
Flood and Earthquake coverage
included on Rental/Sales Equipment with certain limitations

Conversion Coverage Included at Your Option


PROPERTY

No Coinsurance Penalty

·         Your newly acquired or constructed property (building and contents) is automatically covered for 90 days, up to $1 Million for buildings and $500,000 for personal property and $100,000 for business interruption.

·         Business property automatically covered when off premises.

·         Glass, Outdoor Fences, Signs and Antennas

·         Sewer Backup

ACCOUNTS RECEIVABLE

$25,000

 

BRANDS AND LABELS

$10,000

 

COMPUTER

 

Hardware/Data

$50,000/Loc

Extra Expense

$5,000

 

CONSEQUENTIAL DAMAGE

$10,000

 

DEBRIS REMOVAL

$25,000 or
25% direct loss

 

EXHIBITION COVERAGE

$10,000

 

FINE ARTS

$10,000 per loc

 

FIRE DEPT SERVICE

$25,000

 

INVENTORY OR APPRAISALS

$10,000

 

OFF-PREM UTILITY FAILURE

$10,000

 

ORDINANCE OR LAW

 

Undamaged part of building

Included

Demo & incrsed constr. cost

$50,000

 

OUTDOOR PROPERTY

 

Per Tree, Shrub or Plant

$2,500

Total

$10,000

 

PERSONAL EFFECTS

& property of others

$10,000

 

POLLUTANT

clean and removal

$25,000

 

PRESERVATION OF PROPERTY

Policy limits
for 30 days

 

PROPERTY IN TRANSIT

$5,000

 

SALES REPRES SAMPLES

$10,000

 

SPOILAGE

Due to power outage,
mech breakdown or contam.

$10,000

 

UNNAMED LOCATIONS

 

 

VALUABLE PAPERS AND RECORDS

Cost of research

$25,000

 

$25,000

HIGHER LIMITS AVAILABLE

 

 

LIABILITY

$1,000,000 Primary Occurrence Limit

Medical Expenses $5,000

Fire Legal Liability $100,000

UMBRELLA

Limits available up to $10,000,000

AUTOMOBILE

Service and Rental Trucks

 

ARA Insurance Services has been providing Specialized insurance products and services to the equipment rental industry and event organizers for 25 years. We are focused on the success of you, the rental dealer. Our interests are aligned with your interests as we are the only insurance program owned and endorsed by the American Rental Association.

We invite you to join the growing number of rental dealers who are choosing ARA Insurance Services to provide peace of mind.

 
 
SPECIALTY PROGRAMS (Farm and Ranch Insurance)

 
American Grown – General Agency
“partners insuring America’s Farmers and Ranchers”
a Cress Insurance Company

Call us for information and submissions
Office: (505) 822-8114
800-422-8925
Melissa Thompson
Email: mthompson@cressinsurance.com

We have access to several National and Regional Carriers with Specialize Products and Services. Our in house expertise and special carrier alliance position us to service your needs.  We pride ourselves on providing outstanding customer service. Please give us a call.
 

Tailored Agriculture Insurance Programs:

  • Family Farms and Ranches
  • Hobby Farms
  • Horse Owners Package
  • Equine Operations
  • Corporate Farms
  • Dairies
  • Feed Lots
  • Wineries and Vineyards
  • Animal Mortality

Cress Insurance Consultants

Cress Insurance Consultants

Cress Insurance Consultants